Kakebo: Budgeting Tracker

Kakebo is a Japanese method of mindful spending and saving that helps you track your income and expenses, achieve your savings goals, and helps you become more aware of your financial habits so that you can make better decisions. Kakebo is for any individual looking to better manage their household finances, students who are starting their first job, or children who need a way to manage their gifts and allowance. Kakebo provides visibility into where your money is going.

We know what you’re thinking. There are already budgeting apps out there that connect your bank and credit card accounts and automate reports for you. That automation is very convenient, but it detaches you from reality and offers little accountability. How many times have you swiped your debit card throughout the day only to later be surprised by your ending balance?

We’ve found that because of this automation people aren’t actually taking the time to review their finances, create financial goals or track their expenses. Kakebo requires a little more work upfront. We believe that by putting thought into evaluating our finances by manually recording expenses and savings goals helps fix these ideas more firmly in our minds making our money management more tangible. This is why reflection is a critical step in the Kakebo method because learning comes about not from doing, but from thinking about what we do. Being mindful (aware) of our financial habits helps us realize where we are, what we want, and what matters most.

The average person checks their phone every 6 minutes and touches their screens 2,617x per day. Imagine what you could do if only a fraction of your daily phone time was spent logging your expenses.

Your Kakebo allows you to track your daily spending wisely by recording your expenses and assigning them to a category. Forming the habit of recording an expense immediately after you transact allows you to be mindful of your spending and the progress you are making towards your savings goals. At the end of the month, you review and compare your budget to reality.

Kakebo adopts these simple, effective and proven century-old Japanese principles and transforms this method into a digital solution encouraging you to learn your spending habits, save for what’s important and regain control of your finances.

Key Features:

- Track and Monitor Income and Expenses
- Create and Track Financial Goals
- Create and Track Budgets
- Reporting and Analysis
- Multi-Language
- Multi-Currency
- Security
- Sync & Backup